A Job on the Rise:
Driving instructor is one of the most growing jobs today. More and more people are choosing driving instructor as their career and professional path. It is a fantastic job, with flexible schedules, not many challenges, and pretty handsome earning. But with all these perks come a disadvantage: risk. Since a driving instructor teaches how to drive, there are risks for accidents involved at the job. The person driving is inexperienced and there is a possibility of accident. The accident can be both major and minor. Moreover, a driving instructor spends more time at a road and on the go than any other person. To prevent from such situations, a person should remain ready at all time. One step of such is to get insured.
Special Insurance for Driving Instructors:
Considering the job and the risk while at field, there is a special insurance made up for driving instructors and is known as Driving Instructor Insurance. There are many different plans for the insurance depending on the plan the instructor chooses and what they can afford to pay. There are insurance plans that cover the basic options and there are also insurance policies which cover additional options.
What is the need?
Being insured and having a secure future definitely brings a peace of mind and confidence to the instructor. The instructor can perform his or her duty without any stress. Knowing that they are insured and are safe, it bring more dedication and commitment to the job from the instructor side. If an instructor is uninsured, and is instructing a novice driver how to drive, it can bring down the performance of the instructor. But if he or she knows that they have the adequate insurance, it will bring their performance to a better level.
Covering Everything:
The insurance policies for driving instructors cover both, the basic and additional options for the instructor. The basic insurance plan covers the medical bills and car repair expenses in case the instructor faces an accident while at work. Complete expenses of hospital and car repairs will be paid by the insurance company. There are additional options for insurance policies as well such as liability payoff and vehicle replacement cover. In these additional options, if the instructor is a loaner, the loan is paid off by the insurance company and an amount is paid for the replacement vehicle. Apart from this, there are many facilities which insurance companies provide. These all depend on how much the instructor is willing to pay each month.